Whatever you process in a month, we multiply by one fixed percentage. No statement fee, no batch fee, no regulatory product fee and no junk fees.
Example for a nail salon at 1.80%. Rates vary by business type, and your rate is confirmed in writing before you sign up.
Most salon owners cannot tell from their statement what they are really paying to accept cards. There is one rate for debit, another for credit, a higher one for rewards cards, another again for American Express, and then a list of monthly fees underneath. Astra flat rate processing replaces all of that with a single percentage.
You do not have to worry about American Express costing more, or about a client paying with a premium rewards card. Every card is billed at the same rate, so the card your client chooses never changes what the sale costs you.
Our goal is to make processing with us as simple as possible: one rate, one calculation, and a bill you can check yourself.
The fees that usually make a statement hard to read are simply not part of this program.
You are not charged a monthly fee just to receive your statement.
Close out your day as usual. Settling your batch costs nothing extra.
No regulatory product fee is added on top of your processing.
No small line items with unfamiliar names padding your bill.
American Express, rewards and business cards cost you the same as any other card.
Volume times your rate. You can verify your bill in seconds.
| Typical processing statement | Astra Flat Rate | |
|---|---|---|
| Rate | Different rates for different card types | One fixed percentage |
| American Express and rewards cards | Often billed at a higher rate | Same rate as every other card |
| Statement fee | Often charged monthly | None |
| Batch fee | Often charged per settlement | None |
| Regulatory product fee | Often added | None |
| PCI compliance | Varies by provider | $99 once a year |
| Working out what you owe | Hard to predict | Monthly volume × your rate |
The typical statement column describes common industry practice. Your current provider's fees may differ, so compare against your own statement.
These are the flat rates our savings calculator uses for each industry. Run the calculator to see what you would pay and how it compares with what you pay now.
| Business type | Flat rate |
|---|---|
| Nail Salon | 1.80% |
| Hair Salon | 2.00% |
| Barbershop | 2.25% |
| Med Spa | 1.80% |
| Spa | 2.25% |
| Tattoo Shop | 1.80% |
| Other | 2.25% |
Calculator results are estimates. Your rate is confirmed in writing before you sign up. An annual PCI compliance fee of $99 applies separately. See disclosures.
Because the rate is fixed, your processing cost moves only with your sales. A slow month costs less, a busy month costs more, and in both cases you know the number before the statement arrives.
On many pricing plans, American Express, rewards and business cards are billed at higher rates, so your cost depends on which card a client happens to pull out. With Astra flat rate processing, every card is billed at the same percentage.
Traditional statements can run several pages of rate categories and monthly fees. Ours comes down to one calculation, so you spend less time reading statements and more time running your salon.
Flat rate processing works with your Astra checkout, tips, gift cards and reporting, so your sales and your processing line up in one system.
One fixed rate on your monthly card volume, plus a $99 annual PCI compliance fee. Non-compliance fees are listed in the disclosures.
Flat rate processing means you pay one fixed percentage on the card sales you process each month. Your monthly card volume is multiplied by that rate, and the result is your processing cost.
There is no statement fee, no batch fee, no regulatory product fee and no junk fees added to your monthly processing.
There is an annual PCI compliance fee of $99, billed once a year and not part of your monthly processing cost. Two other fees apply only if your account is out of compliance: $19.95 per month while the Tax Identification Number (TIN) on file is invalid, and $29.95 per month while the PCI compliance survey is not completed. Both stop once the issue is resolved.
No. The same flat rate applies whether the client pays with American Express, a rewards card, a business card or a standard card.
Your rate depends on your business type. Our savings calculator shows the rate used for your industry and estimates what you would pay with Astra. Your final rate is confirmed in writing before you sign up.
Multiply your monthly card volume by your flat rate. That number is your processing cost for the month, so your statement is easy to verify.
The flat rate is a fixed percentage applied to your monthly card processing volume. Rates vary by business type and are confirmed in writing before you sign up. Savings calculator results are estimates.
The following are charged separately from the flat rate:
The invalid TIN fee and the PCI non-compliance fee do not apply to accounts that are in compliance, and both stop once the issue is resolved.
See your flat rate and estimated savings in a couple of minutes, or book a free demo and we will walk through your current statement with you.